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November 6, November 6, Rob Amor Views. The policy does not build up any of the nonforfeiture values associated with Whole Life policies. Stop Loss — Any provision in a policy designed to cut off an insurer's losses at a given point. Common policy periods are one year, five years, 10 years or until the insured reaches age 65 or Benefits include paid hospital expenses, medical expenses, surgical expenses and income payments. The trick we will be employing is the following.

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